If your initial Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) claim was denied in Colorado, you are not alone — and you do have options. The first step in the appeals process is called reconsideration. This guide will walk you through everything you need to know about Disability Reconsideration in Colorado, including timelines, what to expect, how to prepare, and what happens after reconsideration. My goal is to help you feel less overwhelmed and more confident about pursuing your disability benefits.
Key Takeaways
- Reconsideration is the first formal appeal step after an initial denial of SSDI or SSI benefits in Colorado.
- You must file your request for reconsideration within 60 days of the denial date.
- The Disability Determination Services (DDS) office in Colorado will conduct a new review with different examiners and medical experts.
- Colorado’s reconsideration approval rates are generally low; it is common to continue appealing to an Administrative Law Judge hearing if denied again.
- You can and should submit new medical records and evidence to strengthen your case during reconsideration.
What Is Disability Reconsideration?
Disability reconsideration is the first level of appeal if your initial Social Security disability claim is denied. It is a complete review of your claim by a different set of claims examiners and medical experts than those who handled your initial application.
Why Does SSA Require Reconsideration?
The Social Security Administration (SSA) wants to make sure they have not overlooked any evidence or made an error in your initial claim. Reconsideration provides you with an opportunity to present additional medical records, clarify your symptoms, or submit new evidence without immediately moving to a hearing before an Administrative Law Judge (ALJ).
How Does Reconsideration Work in Colorado?
In Colorado, your reconsideration request is handled by the Disability Determination Services (DDS) office in Denver. This state-level agency reviews your medical records, consults with medical professionals, and evaluates your residual functional capacity (RFC) to determine if you meet the SSA’s criteria for disability under the Blue Book listings or through medical-vocational rules.
How to File for Reconsideration in Colorado
Step 1: Understand Your Denial Notice
When you receive your initial denial letter from SSA, it will include information on why your claim was denied, a summary of your medical evidence, and instructions on how to request reconsideration. This letter is technically called the Notice of Disapproved Claim.
Step 2: Submit Your Request Within 60 Days
You have exactly 60 days from the date on your denial letter to submit a written request for reconsideration. You can do this:
- Online through your my Social Security account at SSA.gov.
- By calling the SSA national toll-free number at 1-800-772-1213.
- By mailing or delivering a written statement to your local SSA field office in Colorado.
- In person at your local SSA office (there are several in Denver, Colorado Springs, Aurora, and other cities).
If you miss the 60-day deadline, you risk losing your right to appeal unless you can show good cause for the delay.
Step 3: Gather Additional Evidence
The reconsideration process is your chance to strengthen your claim. Collect updated medical records from your doctors, specialists, hospitals, or therapists. Make sure you include:
- Recent doctor’s notes.
- Lab and test results.
- Imaging reports (MRI, CT scans).
- Treatment history and medications.
- Statements from your healthcare providers explaining your limitations.
You can submit this new evidence along with your reconsideration request or later during the review.
What Happens During Disability Reconsideration in Colorado?
Review by Different Examiners
Your claim will be assigned to new claims examiners and medical consultants who did not handle your initial application. They will review all the evidence, including your new medical records and any additional information you provide.
Medical and Vocational Evaluation
The DDS may request additional consultative exams (CEs) if your medical evidence is insufficient or outdated. These exams are conducted by independent physicians or specialists.
The examiners will determine if your impairment(s):
- Meet or equal a listing in the SSA Blue Book.
- Prevent you from performing your past relevant work.
- Limit your ability to engage in other types of work considering your age, education, and work experience.
Timeline for Reconsideration Decisions in Colorado
On average, the reconsideration process takes 3 to 5 months in Colorado, although this can vary depending on the DDS workload and the complexity of your case.
Approval Rates for Disability Reconsideration in Colorado
Reconsideration approvals tend to be lower than initial claim approvals nationally and in Colorado. Many claimants find that if their reconsideration is denied, their best chance for success is the next step: a hearing before an Administrative Law Judge.
Here is a snapshot of approval rates and average processing times in Colorado compared to national averages:
| Appeal Step | Colorado Approval Rate (FY 2023) | National Approval Rate (FY 2023) | Average Processing Time (Colorado) |
|————————|———————————|———————————|———————————–|
| Initial Disability Claims | 35% | 36% | 3-5 months |
| Reconsideration | 12% | 13% | 3-5 months |
| ALJ Hearing Level | 55% | 52% | 10-14 months |
Source: Social Security Administration Office of Disability and Adjudication Review (ODAR) and DDS Colorado Office
What to Do if Your Reconsideration Is Denied in Colorado?
If you receive another denial after reconsideration, don’t give up. The next step is to request a hearing before an Administrative Law Judge (ALJ). This is where many claimants get their first real opportunity to tell their story in person, submit updated evidence, and bring witnesses such as treating physicians or vocational experts.
Requesting a Hearing
You have 60 days from the date of the reconsideration denial notice to file a request for a hearing. The SSA Hearing Office for Colorado is located in Denver, but hearings may be held at satellite offices or via video conference.
Preparing for the Hearing
It is critical to prepare carefully for your hearing:
- Gather all medical records and evidence.
- Obtain a written statement from your doctor about your limitations.
- Consider hiring an experienced disability attorney or advocate.
- Think about how to explain your symptoms and daily functioning clearly.
Tips for a Successful Disability Reconsideration in Colorado
1. Be Timely: File your reconsideration request promptly within the 60-day window.
2. Submit New Evidence: Don’t rely solely on the old documents. Updated medical information is crucial.
3. Follow Up: Stay in touch with your local SSA office or DDS to check on your case status.
4. Consult Experts: If possible, work with a disability benefits consultant or attorney to make sure your paperwork is complete and persuasive.
5. Be Honest and Detailed: Provide thorough descriptions of how your disability affects your daily life and ability to work.
Resources Specific to Colorado Claimants
- Colorado DDS Office: Located in Denver, this office handles all medical evaluations and reconsideration reviews.
- Local SSA Field Offices: There are SSA offices in Denver, Colorado Springs, Aurora, Boulder, and other cities for in-person help.
- Colorado Disability Advocates: Organizations like Disability Law Colorado offer assistance with the appeals process.
- Colorado Labor Market Info: Understanding local job availability can be important when SSA applies medical-vocational rules.
Frequently Asked Questions
1. How long does reconsideration take in Colorado?
Typically, reconsideration decisions take between 3 to 5 months, but times may vary based on case complexity and office workload.
2. Can I submit new medical evidence during reconsideration?
Yes. In fact, submitting updated medical records and any new evidence is highly recommended to improve your chances of approval.
3. What if I miss the 60-day deadline to request reconsideration?
You may lose your right to appeal unless you can show a valid reason for missing the deadline, such as illness or lack of notice.
4. Are reconsideration approvals common in Colorado?
Unfortunately, reconsideration approval rates are relatively low—around 12%. Most claimants who are denied at reconsideration proceed to an ALJ hearing for a better chance of success.
5. Do I need a lawyer for reconsideration?
You are not required to have a lawyer for reconsideration, but consulting with a qualified disability attorney or benefits counselor can increase your chances of success, especially if your case is complicated.
Final Thoughts and Next Steps
Going through a disability denial and reconsideration can feel overwhelming and scary — but you are not alone. The key is to act quickly, gather thorough medical documentation, and understand each step of the process. If you are denied reconsideration in Colorado, do not lose hope. The hearing process offers a real opportunity to present your case fully.
If you are feeling confused or unsure about how to proceed, I strongly encourage you to consult with an experienced disability attorney. They can help you navigate the complex SSA rules, prepare compelling evidence, and represent you at hearings, increasing your chances of obtaining the benefits you deserve.
Written by Michael T. Hargrove, former SSA Claims Examiner and Disability Benefits Consultant.